Immigration by Investment in Germany 2025: A Guide by Jaberi Lawyers

22 April, 2025

 

At Jaberi Lawyers, with our headquarters in Hamburg and a branch office in Frankfurt, we specialize in guiding foreign investors and entrepreneurs through the process of obtaining a residence permit in Germany through investment. Germany offers attractive visa programs for business-minded individuals seeking to establish or expand their ventures in one of Europe’s most robust economies. Below, we outline the key aspects of the German investment and entrepreneur visa programs, updated for 2025, to help you make informed decisions. For personalized assistance, contact us at our Hamburg or Frankfurt offices or visit www.jaberilawyers.com.


Legal Framework for Immigration by Investment in Germany

Germany does not offer a direct “golden visa” program for residency or citizenship by investment. However, the German Immigration Law and Residence Act provide pathways for entrepreneurs and investors to secure residency by contributing to the local economy. Non-EU nationals can apply for residence permits through business investments, with a minimum investment threshold and job creation requirements. At Jaberi Lawyers, our experienced immigration team can help you navigate these regulations to achieve your relocation goals.

Quick Facts

  • Eligible Nationalities: Non-EU citizens

  • Minimum Investment: €250,000 + creation of 5 jobs

  • Business Investment Option: Yes

  • Real Estate Investment Option: Yes (€250,000–€300,000)

  • Family Relocation: Spouse and children under 18 can join

  • Permanent Residency: After 3 years (investors) or 5 years (family members)

  • Citizenship: Possible after 8 years of residency

  • Dual Citizenship: Permitted

  • Visa-Free Travel: Access to ~120 countries with a German residence permit

  • Personal Income Tax Rate: 0% to 45%


Self-Employment Visa in Germany

The self-employment visa is an excellent option for foreign investors looking to establish a business in Germany. This visa requires a detailed business plan and grants a 3-year residence permit upon approval. Key benefits include:

  • The ability to live in Germany and manage your business.

  • The option to relocate with your spouse and minor children.

  • Flexibility to set up a company, such as a GmbH (private limited liability company), which requires a minimum share capital of €25,000 (€12,500 paid upon registration).

To qualify for the investor visa in 2025, applicants must invest at least €250,000 and create 5 jobs. Managerial experience, while not mandatory, can strengthen your application. Upon arrival, you must register with the local police office before proceeding with company registration.

At Jaberi Lawyers, we assist clients in drafting robust business plans and ensuring compliance with all legal requirements. Contact our Hamburg office at +49 (0)40 413 499 87 or Frankfurt office at +49 (0)69 989 727 302 for support.


Entrepreneur Visa Program in Germany

The entrepreneur visa is designed for individuals who wish to start a new business or invest in an existing one. To qualify, applicants must submit a business plan demonstrating the economic benefits of their venture for Germany or invest in real estate valued between €250,000 and €300,000. Additional requirements include:

  • Creating jobs in the local market.

  • Being at least 18 years old with a clean criminal record.

  • Allowing family members (spouse and children under 18) to relocate.

This visa offers a fast track to permanent residency after 3 years for the investor, while family members can apply after 5 years. Citizenship is possible after 8 years of continuous residency. Our team at Jaberi Lawyers can guide you through the application process, ensuring your business plan meets German standards.


Conditions for Obtaining an Investment Visa

To secure an investment visa in 2025, applicants must meet the following criteria:

  • The business idea must align with the economic interests of the region.

  • Proof of sufficient funds to establish and sustain the business (minimum €360,000).

  • Evidence of financing through equity capital or a loan commitment.

  • A medical examination.

  • A declaration that the applicant’s presence in Germany is necessary for the business.

The residence permit is valid for 3 years, during which the investor can bring their spouse and minor children, who are permitted to work or study in Germany. Dependents must visit Germany at least once every 6 months if they do not reside permanently. The entire visa process typically takes 6 months. For expert advice, email us at contact@jaberilawyers.com.


Applying for the Investor Visa Program

The Investor Visa Program is a premium pathway for high-net-worth individuals, requiring a minimum investment of €1 million in a new or existing business. This program also mandates the creation of 5 jobs employing German citizens. Successful applicants can obtain permanent residency after 3 years of profitable business operations and apply for citizenship after 8 years.

Required documents include:

  • A standard application form.

  • A comprehensive business plan.

  • A valid passport.

  • Proof of health insurance.

  • Articles of association for the company.

  • Evidence of business expertise.

The program allows family relocation, and children born in Germany to parents with permanent residency (after 8 years) automatically receive German citizenship. Our immigration lawyers in Hamburg and Frankfurt can streamline your application process.


Permanent Residence through Investment

The initial residence permit is valid for 3 years, during which the investor must demonstrate a positive economic impact. In larger cities, businesses should generate approximately €1 million in revenue during the second and third years, while in smaller cities, €600,000 is sufficient. After 3 years, investors can apply for permanent residency, with dependents eligible after 5 years. Citizenship is attainable after 8 years of residency.

Jaberi Lawyers provides comprehensive support to ensure your business meets these financial thresholds. Visit www.jaberilawyers.com for more details.


Real Estate Investment for Residency

Germany’s investment visa program allows residency through commercial real estate investments of at least €250,000. The investment must generate returns, and applicants must prove sufficient funds for living expenses during their stay. Compared to other European countries, Germany’s program is less bureaucratic, though the path to permanent residency is longer. Our team can assist with real estate transactions and visa applications to ensure compliance.


Why Choose Germany for Investment?

Germany is a global economic powerhouse, making it an ideal destination for foreign investors. Key reasons to invest include:

  • Economic Strength: Germany’s GDP reached €3.867 trillion in 2022 and $4.456 trillion in 2023.

  • Foreign Direct Investment: In 2022, Germany recorded 1,783 FDI projects (GTAI data).

  • Top Investors: USA, UK, Austria, Japan, and France are major contributors.

  • Quality of Life: Ranked the 5th best country for relocation, with excellent education and employment opportunities.

  • Market Access: As the leading economy in the EU, Germany offers unparalleled business and labor markets.


Contact Jaberi Lawyers for Expert Guidance

Relocating to Germany through investment is a strategic decision that requires expert legal support. At Jaberi Lawyers, we are committed to helping you achieve your immigration and business goals. Contact us at:

Headquarters (Hamburg)
Afrikahaus, Große Reichenstraße 27, 20457 Hamburg
+49 (0)40 413 499 87
✉️ contact@jaberilawyers.com

Branch Office (Frankfurt)
Große Gallusstraße 14, 60315 Frankfurt am Main
+49 (0)69 989 727 302
✉️ contact@jaberilawyers.com

Visit www.jaberilawyers.com to learn more about our services or to schedule a consultation. Let Jaberi Lawyers be your trusted partner in navigating Germany’s investment visa programs in 2025.